Are you having problems paying for your medication?


Some people have Medicaid, health insurance, or medicare to help cover the cost of medication. However, there are thousands who do not have medical coverage or benefits and go without medical coverage. Are you having problems paying for your medication? If so you may be able to get some assistance by using prescription discount cards.

Reasons why you may not be able to afford medication

  • Lost job and could not afford the high expense of Cobra coverage and full price of medication
  • Was not eligible for Obamacare otherwise known as the Patient Protection Affordable Care Act
  • Works for a company that due to small amount of employees health plan has a high rate that you cannot afford
  • Some medications you need are not covered by your plan and cost hundreds of dollars

According to the Center for Disease Control 1 in 10 people do not take their medication as prescribed because they cannot afford to refill scripts monthly or as an attempt to save money.   Some people resort to taking friend and family members medication which is not only harmful and inconsistent but illegal.  

 Other data presented that it is not uncommon for patients to ask physicians for lower cost alternative medication or to order medication from outside the United States.  Research showed that this behavior is more apparent in adults under 65 years old.

There was a time with choosing the best medication for your patient meant a physician would choose the medication that was at the top of the line and reported to be working the best. Now doctors are asked by patients to choose alternatives. Now, what is best for the patient needs to also consider what is affordable to the patient. 

Are you having problems paying for your medication?

  1. People on Social Security can apply to get further assistance
  2. You can ask your doctor to prescribe a comparable medication that is on a pharmacy medication discount list.  Ex. Walmart has a program which some medications can be filled for $4.00. 
  3. There are nonprofit programs that offer prescription discount cards. 


One such program offered by the National Benefit Builders, Inc. is the Community Assistance Program (CAP) providing to USA residents prescription discount cards. 

Other resources CAP offers:

  • Drug pricing and Pharmacy Lookup service
  • The discount card can be used for 90 Day mail order prescriptions
  • CAP has a card for Pets
  • CAP has a diabetic discount program
  • FDA approved drugs are eligible
  • CAP card saves an average 15% on brand name medications, and 55% on generic medications.
  • The discount prescription cards are accepted at over 80% of pharmacies in the US and its territories, including Puerto Rico.

To print out your own prescription card for yourself, family or a friend CLICK HERE.

You can also order in bulk by completing the online order form. As a medical provider placing these cards in your reception area helps your patients who are already experiencing financial hardship paying for medical services. 

Some of the CAP’s Partners

  • Animal Radio
  • Animal World USA
  • Bayada Nurses
  • Bright Star Baptist Missionary Church
  • CALIF (Communities Actively Living Independent & Free)
  • CAP Bright Star Missionary Baptist Church
  • Catholic Charities of Trenton
  • Chicago Chapter National Black Nurses Association
  • Childhood Leukemia Foundation
  • Community Blood Services Foundation
  • Community Health Mission of Savannah
  • Drycleaning and Laundry Association
  • Forgotten Harvest
  • Free Clinic of Franklin County
  • General Federation of Women’s Clubs
  • Gordon JCC Aquatics
  • Hearing loss Association of America Mid Hudson Chapter
  • Korean-American Chamber of Commerce of Georgia
  • La Union Del Pueblo Entero (LUPE)
  • Lions Club
  • Meridian Behavioral Healthcare
  • NJCC (New Jersey Chamber of Commerce)
  • People for Animals
  • Port Chester Chamber of Commerce
  • Queen of the Valley Medical Ctr.
  • St. Louis NAACP
  • The Salvation Army
  • Unlimited Future
  • United Auto Merchants Association
  • U.S. Senior Benefits

NOTE: Remember this is not insurance. It is a means to get a discount price on eligible medication.


The is help for those who cannot pay for prescription medication.  Using the resources to get a discount for payment assistance for medication mean you will be able to take your medication consistently.  Taking your medication as prescribed will put you on track to resolving your health issues.  Imagine putting your mind at rest because you no longer have to fear living without your medication until your doctor says it is safe to stop.


Has paying for medication for yourself and your family been a challenge? Comment below!

Click Here ====> Community Assistance Program  To obtain your prescription discount card for yourself, family or clients/patients

To become a Community Assistance Program Distributor  ====> CLICK HERE


Lydia Brown






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Lydia Brown, MS, MAC, CSAC, CADAC Editor ATN, Home Business Owner Advocate for Alcohol and Substance Abuse Treatment CARF Surveyor

30 thoughts on “Are you having problems paying for your medication?

  • April 12, 2017 at 4:21 am

    Thank you for sharing this valuable information. I know a few people I can send this to.

    • April 13, 2017 at 1:14 am

      Thank you for your comment Donna and for sharing this important information

  • April 12, 2017 at 2:25 am

    Thanks so much for this post! I recently was given a temporary promotion (which had me switching insurance), and it covered NOTHING! I was paying almost $600 a month for standard medication! Thank you for sharing this list; I will check out options and share with others in my predicament.

    • February 6, 2017 at 8:29 pm

      Thanks for your comment Ed as a caregiver it is mind blowing the cost of some of my mom’s meds I am grateful she has supplemental help. Sad that so many people don’t have help.

  • February 5, 2017 at 6:06 am

    Hi Lydia,

    What a valuable resource this is for people who can’t afford to pay for much needed medications. But there are many who cannot even afford the minimal fees because they are barely making it. When you can’t pay your rent or your mortgage, and you can’t even buy adequate food, the medications may go by the wayside.

    And there are so many alternative ways to improve and maintain your health, to even help you get off those prescribed medications. But it costs money to do most of the alternative treatments or even to purchase the healthy smoothie products.

    Bottom line is that it is really a tough world when you don’t have adequate money. At least you are providing some help for those who may have their basic needs met but can’t afford the regular cost of medications.


    Dr. Erica
    Dr. Erica Goodstoen recently posted…Are You A Victim or A Victor?My Profile

  • February 4, 2017 at 10:59 am

    That’s really helpful information, I have a lot of friends in the US, some struggle to pay for meds. In the UK we get free health care but sometimes the doctor advises us to buy medication from the pharmacy as it’s the best option.

    Enjoy the journey!

    • February 4, 2017 at 8:25 pm

      Hey Mandy, Free health care without having to be dirt poor what a great service to provide. Thanks for sharing.

  • January 15, 2017 at 4:18 am

    Great, detailed post and oh so important. I know many who skip meds, then end up in hospital or emotionally out of wack. I know a few small pharmacies that give deals on generic meds. Seems to help for those without insirance

    • January 27, 2017 at 4:22 am

      Hi Paula you are so on point I too know people who become unbalanced or sick from not taking medication as prescribe or using other folks meds.

  • January 15, 2017 at 12:19 am

    Hi Lydia,

    Reading this post as a UK citizen reminds me just how lucky we are to have our free health care (NHS – National Health Service).

    Although there’s a lot of concern about the NHS being over-stretched at the moment, when I read about USA citizens not being able to pay for their medication, it’s a smack across the UK’s collective wrists to realize just how lucky we are to have our NHS.

    This is a useful post for those not so luck as we are in the UK.

    Joy – Blogging After Dark
    Joy Healey recently posted…New Year Goal Of Serving ClientsMy Profile

    • February 4, 2017 at 8:42 pm

      Yes you sure are lucky. We do have some non-profit prescription discount programs but you still need to have some money. Thanks for your comment. Joy.

  • January 13, 2017 at 8:08 pm

    Hi Lydia,

    What great information. There are so many that cannot afford medication. I know my mom was one until we found a place that compensated for it. One of her medications were $800 per month but now through some agencies she pays $300.

    Donna Merrill recently posted…You Are What You Tweet | With Germany KentMy Profile

    • January 27, 2017 at 4:35 am

      Hi Donna, thank you for your comment. It is so sad the cost of medications. The sicker you are the more medication cost. My mom was prescribed a medication that was $1600 of course medicare denied helping so she had to take a medication that was less effective but more affordable. I always question where is the humanity when it comes to physicians, pharmaceutical, and insurance companies.

  • January 9, 2017 at 3:27 am

    Thank you for such a comprehensive look at potential solutions. I coach cancer survivors and many struggle with financial toxicity due to high medical bills. You help empower others when you provide education and insights like this! I’ll definitely be sharing.

  • January 7, 2017 at 9:29 pm

    Hi Lydia,

    First time on this site. I’m in the UK. But I hear a lot about the healthcare system in the US and you are doing a really great thing helping people that need help to get the medication they need.

    All the best,


  • January 6, 2017 at 9:20 pm

    We also found that if you go through the drug manufacturer’s website, you can usually find a coupon or discount card. We recently had to do that with one of my medications. Another thing is that doctor’s often have discount cards too!

    • February 4, 2017 at 8:49 pm

      Leila yes some companies do offer coupons. People also miss the resource of asking their physicians for samples. The representatives give them plenty.

  • January 6, 2017 at 7:22 pm

    This is such an important topic! I’ve known people just like you described who didn’t take their medication because they couldn’t afford it, and I have no doubt there are many (many!) more who will never admit it because they are embarrassed or ashamed. Thank you for listing these resources, and encouraging people to reach out for help.
    Marquita Herald recently posted…What It Really Means To Create A VisionMy Profile


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